Blue from American Express

Shopping around for a credit card? One of the best out there in the market today is American Express’ Blue, whether you’re looking for the most out of a personal or business credit card. Given the variety of credit cards available now, let’s take a look at why Blue can hold up its own in the market – why it’s said to be much more than just a pretty face.

AMEX’s Blue is great for new credit card holders as it offers 0% APR or Annual Percentage Rate. It also dispenses with the annual membership fees, so that’s one other less thing to worry about. The grace period for payments is pretty lenient, with an allowance of up to 20 days. For those with other existing credit cards, the Blue also has a great deal with its low Balance Transfer APR of 4.99%, which is fixed for the remainder of the balance life.

There’s an option to get the AMEX Blue Cash (excellent for those who want to get cash rebates) - the only credit card which allows cardholders to earn 5% rebates on gasoline, drugstore and supermarket purchases. For frequent travellers, an awesome deal can be had with Blue Sky from American Express as earning points is automatic with every purchase. Redemption of points is very easy, you can start redeeming with only 7,500 points.

Best of all, there are no blackout dates or travel restrictions! This is perfect for those itching to have their long sought-after vacation getaways. Blue for Students, on the other hand, is simple and very user-friendly, with no annual fee to think about and a grace period of 25 days for payments. It also has a built-in ExpressPay feature that lets the younger ones make purchases without needing to swipe the card – the Blue just has to be held up to the card reader next to the cash register, and everything’s good to go.

Choosing a credit card should be taken seriously, taking into consideration not only the perks and benefits but also the downside (if any). Blue from American Express is a heavy contender in the credit card race, with all the advantages mentioned above. In this case, gold might not be the best option – for once, “Go for the Blue!”